Business Hours:

Monday-Friday: 10AM-6PM

Saturday:
9AM-3PM

Sunday:
Closed

Address:

3450 Platinum Drive, Unit 14
Mississauga, ON, L5M2S4

Canadian Dental Care Plan

What is the Canadian Dental Care Plan (CDCP)?

The Government of Canada has introduced the Canadian Dental Care Plan (CDCP), as part of its objective to make dental care more accessible and affordable for those who might not otherwise be able to afford the care needed to maintain good oral health.

How Does it Work?

The Canadian Dental Care Plan (CDCP) is a federal government program that is intended to provide coverage for Canadian residents who do not have dental benefits and have a household income of less than $90,000 a year.

Frequently Asked Questions

Group When you can apply
Aged 65 or older Now
Adults with a valid Disability Tax Credit certificate for 2023 Now
Children under the age of 18 Now
All remaining eligible residents (not in one of the above groups) In 2025

The CDCP has developed their own fee guide, which determines the fees the CDCP will pay for services covered under the plan. These fees can differ from provincial or territorial fee guides. Not all patients will receive complete financial assistance through the CDCP due to required co-payments, so it is important to ask about costs not covered by the plan. These co-payments are the portion of treatment costs you would be expected to cover out of pocket, and the percentage is determined by your family's net annual income shown on the previous year's tax return. Co-payment or fees not covered are paid directly to the dental office.

Table on co-payments based on adjusted family net income. Please note the percentages covered are for the CDCP fee guide, which is sometimes lower than the provincial guides.

Net Family Income Covered by CDCP Covered by Patient
Below $70,000 100% 0%
$70,000 - $79,999 60% 40%
$80,000 - $89,999 40% 60%

Click Here for more information.

Applying for the CDCP is straightforward. Visit the official government website, fill out the application, and submit the required documentation. The process ensures that eligible individuals can access the plan efficiently.

Click Here for more information.

Once you have applied, Health Canada will confirm your eligibility and share your information with Sun Life to enroll you in the plan. You will receive a welcome package from Sun Life within three months of your application, which will include:

  • The start date of your coverage
  • Your membership card
  • Information about the CDCP

Once enrolled, you must meet the eligibility requirements each subsequent year with an annual reassessment. Details about the reassessment process have yet to be released.

The CDCP covers oral health services designed to prevent and treat oral disease and to maintain healthy teeth and gums. Services that are covered when recommended by a dental professional can include the following listed below.

  • Diagnostic services
  • Dental X-rays
  • Preventive services
  • Periodontal services
  • Restorative services
  • Endodontic services
  • Prosthodontic services
  • Sedation dentistry
  • Oral surgery services

Click Here to get a full list of services covered.

Coverage under the CDCP is limited to basic services that protect and preserve natural teeth so people can benefit from teeth that function properly. Many people have missing teeth or teeth that are failing and need removing. When this is the case, the CDCP includes the provision of removable dentures, allowing people to eat and talk effectively.

The plan is not designed to improve the overall appearance of teeth or provide purely aesthetic benefits. It also excludes more complex treatments. Treatments not considered for coverage under the CDCP include those listed below.

  1. Composite resin or porcelain veneers
  2. Three-quarter crowns
  3. Inlays and onlays made from any dental materials
  4. Temporomandibular appliances and therapy
  5. Fixed dental bridges
  6. Teeth whitening
  7. Mouthguards and bruxism appliances
  8. Crown lengthening
  9. Dental implants and any associated treatments
  10. Bone grafting
  11. Precision attachments for partial dentures
  12. Extensive rehabilitation

We're happy to give you the dental care you deserve.